Finding the right account for your financial needs has never been easier! Our product comparison helps you learn about each of our account's special features. The choice is simple… choose Equity Bank and make a big impact on your financial future!
Platinum |
Gold |
SMART |
ECO Free |
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Minimum Opening Deposit |
$100 | $100 | $100 | $100 | ||
Monthly Service Charge |
$0 with daily balance of $2,000; Otherwise, $10 per month. | $0 with daily balance of $1,000; Otherwise, $10 per month. | $10 | $0 | ||
FREE MasterCard® ATM/Debit Card |
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$300 daily cap for students ages | $300 daily cap for students ages | ||
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FREE Check Writing & Electronic Transactions |
10 Debit transactions per month required. Excluding ATM. |
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FREE Online Banking |
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FREE Unlimited Online Bill Pay |
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FREE Electronic Statements |
Required |
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Free E-Statement; Paper statement fee is $5 per month | ||
FREE 24-Hour Telephone Banking |
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FREE Mobile Banking |
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FREE Nationwide ATMs |
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Direct Deposit |
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| FREE Stop Payments |
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| FREE Cashier's Checks & Money Orders |
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| $100 off Mortgage Closing Costs |
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| .25% Interest Rate Discount on Auto Loans |
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| Additional Information for Interest Earning Accounts | ||||||
Requirements for Earning Interest |
Each month you must meet the following requirements to earn the premium interest rate on a balance up to $25,000: -Sign up for free electronic statements. -Sign up for free online banking. -Complete 10 Debit Card transactions per month. Excludes ATM Withdrawals. -Customers limited to one Platinum Checking Account. |
Competitive interest rate earned on 100% account balance. | ||||
| Terms subject to change. | ||||||
| *Parents/guardian(s) have the option to request lower daily cap. | ||||||





