Checking Accounts

Equity Bank offers a variety of checking accounts designed with your financial needs in mind.

All of our personal checking accounts include these free services:

• Free Online Banking
• Free Online Bill Pay
• Free ATM/Debit Card
• Free Nationwide ATM transactions 
• Free Electronic Statements

View our personal checking account options and decide which one is right for you:

ECO Free Checking

Simple, convenient, no worries! The perfect free checking account, regardless of how many checks you write or how much money you keep in the account.

• No monthly service charge
• No minimum balance ($100 required to open account)
• Unlimited check writing
• Free Mastercard® Debit Card
• Free Nationwide ATM transactions
• Free Online Banking 
• Free, Unlimited Online Bill Pay
• Free Imaged Statements, CD-Rom Statements or Electronic Statements
• Free 24-hour Voice Access Telephone Banking

Equity Gold Checking

Our Equity Choice account offers the flexibility of unlimited check writing, no minimum balance requirement and a premium interest rate.

• Monthly service charge $8.00, waived when minimum balance requirement is met 
• Minimum balance required $1000 ($100 required to open account) 
• Unlimited check writing
• Free Mastercard® Debit Card
• Free Nationwide ATM transactions
• Free Online Banking
• Free, Unlimited Online Bill Pay
• Free Imaged Statements, CD-Rom Statements or Electronic Statements
• Free 24-hour Voice Access Telephone Banking

Equity Platinum Checking

Earn a premium rate that exceeds most savings and CDs on balances up to $25,000!  All you have to do is sign up for our free electronic statement, free online banking and complete 10 electronic transactions per month.

• Monthly service charge $8.00, waived when minimum balance requirement is met
• Minimum balance required $2000 ($100 required to open account)
• Unlimited check writing
• Free Mastercard® Debit Card
• Free Nationwide ATM transactions
• Free Online Banking
• Free, Unlimited Online Bill Pay
• Free Electronic Statements
• Free 24-hour Voice Access Telephone Banking

Savings Accounts

Savings

Our Savings account is perfect for customers who are just starting out.

• Open with a minimum balance of $100
• No monthly service charge
• Interest compounded and credited to your account quarterly
• Two withdrawals per month - $1.00 fee for each over limit

ECO Savings

Our ECO Savings account is perfect for customers who would like to start saving their money and planning for the future. No matter what the size of your balance, you still earn a competitive interest rate on the entire balance.

• Open with a minimum balance of $100
• No monthly service charge with daily balance of $300; otherwise $5 service charge per month (waived for students under 18 years of age)
• Interest compounded and credited to your account quarterly
• Tiered interest rates 
• Two withdrawals per month - $1.00 fee for each over limit
• Quarterly Statements

Equity Gold Savings

If you'd like to earn interest on your money while still having access to the cash you need, our Equity Gold Savings is perfect for you. Earn a competitive interest rate with a balance of $2,500 or more.

• Open with a minimum balance of $2,500
• No monthly service charge with daily balance of $2,500; otherwise a $5 service charge per month
• Interest compounded and credited to your account quarterly
• Tiered interest rates 
• Two withdrawals per month - $1 service charge for each withdrawal thereafter

Equity Platinum Money Market

Our Equity Platinum Money Market Account gives you the benefits of liquidity with a competitive interest rate. 

• Open with a minimum balance of $5,000
• No monthly service charge with daily balance of $5,000; otherwise $5 service charge per month
• Unlimited in person withdrawals
• Tiered interest rates (4 Tiers)
• Premium rate of interest paid on balances of $100,000 or higher
• Six withdrawals per month - $5 service charge for each withdrawal thereafter
• Monthly Statements